Indeed; that's what motivated my suggestion that they ought to still take the -5 for active uses of the latter (though that is in urgent need of a radical terminology transplant, lest we end up talking about improvising a feat from itself, at -5...).
> Here's what I'd do (what I have done with the character in question),
> simplify it. Initiates can only buy affinities, period. They can, therefore,
> buy an affinity from the sub-cult at 13, just as though joining any other
> cult - although actually joining the sub-cult is another, more expensive and
> involved, option. This affinity can be used to improvise the feats at 8.
You still have the issue of how to treat sub-cults which _only_ grant feats, though. I suppose you could either get rid of these, or allow it to remain as a residual special case -- at least if there's "Hobson's Choice", there's no question of feat vs. affinity arising for that specific magic, though it'd remain in general.
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