That's pretty much how I've used it, though I've tried to be nice to my players
and objective. :)
Frex, one of the PCs I've GM'ed have had flaws like "Frightened of the Dark".
When the circumstance are right, I rolled it as an augment to her foe's rolls
in a contest. To represent the PC's nervousness.
I certainly don't do it every time. That would be tedious, and would discourage players from taking interesting flaws on the grounds that they could be over exploited. I try to only do it when it's fun for everyone. Especially the player whose character is involved. :)
Regards,
Bruce
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