Oddly enough, life expectancy at birth in 1850 Massachusetts was 38.3 years. Life expectency at age 20 was 60.1 years. Both for white males. 1850 was hardly iron age, but it is interesting.
Whoever mentioned characters at age 32 being over the hill, that is a game mechanic thing. I've never felt this was reasonable, any more than the idea that a 15(12) year old beast rider could not gallop a beast, which is what the 3rd edition rules say, was reasonable. I've never actually had characters (or games) survive long enough to have to deal with PCs aging more than 10 years. I've always assumed, for NPCs, that by the late 30's you are not at your physical peak, but can still be damned good. Just not as good as if you had the same skill and experiance at age 24.
Kevin Rose
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