My Sword-Brother obviously has forgotten that spells can be cast in SwordSpeech's purely silent dialect, though for most people, who lack fluency in it, the effect is the same as if casting after losing both arms (-150% until relearned in RQ3, IIRC). After sufficiently high fluency is gained (~45% by my guess) one can relearn one's spells at normal difficulty. This applies only to those Divine and Spirit spells that Humakt or his companions teach, of course.
One can also arrange the conditions of enchantment on one's weapons to cast the spells as needed, without verbal command. There is also one's Allied Spirit and bound Magic Spirits to cast the spells, instead, as well as Mindlinked non-Humakti companions.
As for the lack of armor, anyone with decent parrying mastery (say, about 150-200%) can dispense with it, except when dealing with missile weapons or acid attacks. Or thorns. Or mosquitoes. Or ... well that's why HE gives us Protection and Shield.
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