According to Greg's article on horses (passed out to attendees of GC IV), most horses aren't big/sturdy enough to mount a heavily armored man and charge. In fact, numerous breeds of horses widely used in Genertela would more properly be called ponies...
It is possible, of course, that the Westerners have specially bred their horses for size/etc, as in the RW. But in the real world this was hideously expensive, good warhorse cost twenty farms or more.
IMO this is taking the RW comparison too far, most cavalry will be of the lancer/sabre type.
Andrew
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