I can't give a thorough answer to this, having only seen the demo game, but I know for certain that you can at least do the following:
o Wounds (see previous message)
o Running out of Plot Points
o Getting negative modifiers to abilities for extended periods of time, if you louse up using them.
It would seem quite straightforward to apply the third option in a pretty wide variety of situations, if you consider it appropriate. The other option that springs to mind is to apply a longer-term loss of SPs to a particular ability, if you feel that something has occurred which ought to impede their use. ("Forgive me, Orlanth, it has been six weeks since I last prayed for Bless Thunderstone...")
Slainte,
Alex.
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