Warrior 17 Swift-footed 14
Does a narrator treat the Warrior 17 as a broad ability, or is like an affinity and thus subject to a penalty (-3 perhaps) when the character attempts something specific (i.e. fight with sword) and to an even greater penalty if that act is culturally inappropriate (-10 for trying to go fist-to-fist with a Martial Artist)?
In other words, is that "17" used only for things such as AP lending or augmenting the PC, and that there are a varitey of penalties for everything the follower does on his or her own?
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