You forgot to add that it was an imaginative, igneous and cool response to the problem. No HW Narrator should say 'no' in such circumstances.
> The rules state that no-one can be involuntarily drawn into a quest
> challenge and it is arguable that I did just that.
Surely, anyone who decides to oppose you during a HQ is not 'involuntary'. As you say, they can always choose to back down if they don't want a quest challenge.
...
> How reasonable is it to risk a feat but add
> to an affinity?
Not reasonable, I'd say. I think you would have to wager a feat against a feat or an affinity against an affinity.
Feats are cheap (1 HP), and not really in themselves 'abilities', so I'm not so I'd allow wagering a feat.
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