nichughes2001 wrote:
...
> -39 is of course an extreme case and it would take a pretty high-
> level or very lucky hero to have that many AP going spare at the end
> of the contest and would then require a fairly hard AP lending
> contest to save them. The resistance to get back to positive (20W)
> is actually higher than for healing them after the contest (10W for
> dying).
...
Ending a contest with 39 AP is not difficult. Even starting PCs can
begin a contest with well over 100 APs (if they have 4 followers).
Also, you don't need to transfer all 40 APs in one go, which
considerably increases your chances.