eg... Spear and Shield skill + armour + magic etc = attack skill. Or do you leave armour out during attack and add it in during defence.
But what about when you use a bow, do you add in armour to your bow attack value?
Certain skills, like Resist Chaos, would lend themselves to a defence bonus, but not to an attack... do people worry about the extra paper work or just lump it all together.
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