A general thought. Suppose that this ability was indeed being used to improvise "Hate Engizi-ites", at (say) 5W2. On a regular basis. Would it be reasonable to say, without requiring any HP spend, "oh, just write Hate Engizi-ites 5W2 on your character sheet"? Same result as far as I can see in terms of immediate ability levels. Different result in that the player can now develop that ability independently. They may acquire several reasons to hate Engizi-ites, after all.
One thought that does occur is that they'd be able to augemnt their "hate Engizi-ites" with their "I Loved Bob Who ..", so I should drop it a few more points when I set it free.
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