> > Fanchon ended up with a ^16! Without a bid of 17+AP (excluding
> > multiples), you couldn't affect her, so how come your AP loan is
> > effective?
> She ducks instinctively. She is not hurt, just put off her stride
> for a second giving her poor defenceless two headed opponent time
> to regroup.
Just what I was going to say! If you are lending AP's to the person directly in combat you may not necessarily need to be able to physically injure their opponent, only to cause them to modify their behaviour sufficiently.
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