>
> Say we return to Jim and Bob. This time, Bob (PC) is negotiating
with
> bandits while Jim (follower)is hiding behind a rock. The plan is
that if
> fighting starts, Jim will leap out and ambush the bandits.
>
> In the opening exchange, an attack on Bob by the Bandits (for
arguments
> sake), would Bob be treated as:
> - a character on their own, using only their personal AP
> - a character-and-follower, with combined AP, on the grounds of a
combined
> action
>
I'd say the latter, and what you've got here is the perfect time for
Bob to use Jim's Hide Behind Rock skill to augment his Close Combat.
Regards,
Bruce