I think I suggested that (for fetishes) the Lender needs to convince the Spirit (via "Friendship with Spirit") that it should aid the Lendee. Charms - hmm, I could see a group going either way - either you can loan charms with no problem (which might include looting charms from opponent's bodies), or not allowing a "loan", only a "gift". it gets evenb more complicated if the charm is "outside" the user's Practice/Tradition - could a Praxian use a Hsunchen charm?
The rules don't state either way (for any of the possibilities above).
RR
He was born with the gift of laughter and the sense that the world was mad
R. Sabatini, Scaramouche
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