>
>I admit I've forgotten any specific rules, but the general Hero Wars
>philosophy is that the consequences of a contest depend on the level
>of defeat. I don't think a hero driven to 0 AP by a ghost will be
>possessed (or if he is, it will only be for a fairly short while).
>
>Typically, permanent consequences require a Complete Defeat (-40).
>
I had a look last night and couldn't find a specific rule, or even
anything to suggest this, although once you've said it, it makes
perfect sense!