Other people have replied, but as a note...
A completely flubbed test usually means "you can't join, ever, whatever you were trying to join, and you *might* get expelled from the specific organization if you're already a part of it". Only one test actually mentions the possibility of getting kicked entirely out of the religion (Become an initiate, page 117). Note that the three base-level "join the religion" tests don't kick you out, they just don't let you in.
Joining a Homeland religion is automatic and assumed at Character creation - I wouldn't require it in the 100 words if you just want to be a community-level worshipper. Only second or third-level participation should be noted there ("Initiate of Humakt", Practitioner of Three Hollow Bones", etc.). I'd require mention if a player *didn't* want to have his hero be a part of "everyday life".
Those "join a religion" tests are for swapping entire faith structures, not for everyday heroes.
RR
C'est par mon ordre et pour le bien de l'Etat que le porteur du pr�sent a
fait ce qu'il a fait.
- Richelieu
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