Good points, all of them, Jeff.
I think with followers you have to make sure you follow all the rules to balance things out - make it clear to the player that there are advantages and disadvantages.
Anyone who gets seriously injured fighting for their master in 4 fights in a row is going to be saying "Mate, you're a bloody loonie, why don't you go attack them?"
It also takes Heropoints. If you want your follower to get more powerful, then at the end of the session you've got to spend some of the heropoints you'd normally use on yourself on your followers and suddenly you find yourself advancing a little bit more slowly than you'd expected.
Harry.
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