One way I thought, might be to give them an ability to resist AP losses that take them below -10 unless magic or silver etc.... Or maybe a generic ability to resist AP losses from mundane sources. So you deal 20AP loss to a werewolf and it pits the 20 AP against its 10W resist damage ability.
First musings ... anyone with a well-thought out, play-tested way of handling this?
Thom
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